Insurance Questions?Q: What does my auto insurance really cover if I'm involved in an auto accident?  Q:What does 25|50|50 mean on my auto insurance "declarations page"?  Q:What does my homeowner's insurance really cover if damaged during a Hurricane/Windstorm?  Q:Where can I get competitive insurance rates on business and workers comp insurance?  Q:Am I getting the most insurance discounts available? Insurance | A Necessary Cost Even though insurance is a necessary cost, it is mainly intended for PROTE Read more »

And what can you reasonably do without? In an ideal world entrepreneurs could afford a comprehensive insurance program that would protect you from any conceivable exposure. (I think this is the same world where you have unlimited funding, 48 hours in a day, and customers that would crawl over hot coals to buy from you)! In case you’re not quite in that situation some important decisions have to be made. Make sure you make educated ones. Read more »

Michael Bertaut, Senior Healthcare Intelligence Analyst from Blue Cross Blue Shield of Louisiana, came to our office to make the following presentation to a small group of our current clients.  The video is approximately 85 minutes and is packed with a tremendous amount of information about the state of the Healthcare Reform debate in Washington DC.  Please feel Read more »

Consumers have long known that their home insurance rates can be dramatically affected by the area they live in due factors such as weather and other things. For example, homeowners in hurricane-prone states like Florida tend to pay higher premiums, especially in light of storms earlier in the decade that caused billions of dollars in damage throughout the region. Another factor can be a home's proximity to fire departments and hydrants, especially in states that have an elevated danger of wildfires. Read more »