Member Blog Posts in "insurance"

What Business Insurance Does a Startup Really Need?

posted on March 5, 2010

And what can you reasonably do without? In an ideal world entrepreneurs could afford a comprehensive insurance program that would protect you from any conceivable exposure. (I think this is the same world where you have unlimited funding, 48 hours in a day, and customers that would crawl over hot coals to buy from you)! In case you’re not quite in that situation some important decisions have to be made. Make sure you make educated ones. Read more »

Author: Chris J. Baumli, CIC

What Business Insurance Does a Startup Really Need?

posted on March 5, 2010

And what can you reasonably do without? In an ideal world entrepreneurs could afford a comprehensive insurance program that would protect you from any conceivable exposure. (I think this is the same world where you have unlimited funding, 48 hours in a day, and customers that would crawl over hot coals to buy from you)! In case you’re not quite in that situation some important decisions have to be made. Make sure you make educated ones. Read more »

Author: Chris J. Baumli, CIC

Health Care Reform Update – Including President’s Proposal

posted on March 3, 2010

Michael Bertaut, Senior Healthcare Intelligence Analyst from Blue Cross Blue Shield of Louisiana, came to our office to make the following presentation to a small group of our current clients.  The video is approximately 85 minutes and is packed with a tremendous amount of information about the state of the Healthcare Reform debate in Washington DC.  Please feel Read more »

Author: Tom Daly

New Products, Great Multi-Line Discounts & Affinity Programs

posted on February 12, 2010

Farmers Insurance Group, S. Todd Harris Agency is offering new products with great multi-line discounts and affinity programs for Educators, Fire Departments, Police Departments and Healthcare professionals. Are you a teacher, policeman, fireman, nurse or doctor?  Farmers Insurance Group Texas, S. Read more »

Author: S. Todd Harris

Why Do Home Insurance Rates Differ By Location?

posted on December 28, 2009

Consumers have long known that their home insurance rates can be dramatically affected by the area they live in due factors such as weather and other things. For example, homeowners in hurricane-prone states like Florida tend to pay higher premiums, especially in light of storms earlier in the decade that caused billions of dollars in damage throughout the region. Another factor can be a home's proximity to fire departments and hydrants, especially in states that have an elevated danger of wildfires. Read more »

Author: Omarr Guerrero

It's Tax Season, Are Your Investments In Order?

posted on December 10, 2009

Around tax time, your attention is particularly focused on your finances and assets.  The current status of the economy can be unsettling and knowing how you can be prepared has become very important.  As you start working on your taxes, you’ll probably be reminded of some of the milestones that occurred during the previous year. Did you recently move?  Has your relationship status changed?  Did you have a baby?  Are you now taking care of your parents?  Did you get a raise at work or change jobs? If any of these milestones have occurred in the Read more »

Author: S. Todd Harris

How to succeed in the Insurance Industry

posted on November 24, 2009

Its amazing to me how sales is more mental than physical but more amazing that we forget to sale ourselves. The people who fail in the insurance business sale the commodity and the ones who succeed sale the product. The commodity portion of this business is the Auto, Home, Life, etc...It is the necessary intagibles that you must purchase by law or obligation. Read more »

Author: Omarr Guerrero

How to succeed in the Insurance Industry

posted on November 24, 2009

Its amazing to me how sales is more mental than physical but more amazing that we forget to sale ourselves. The people who fail in the insurance business sale the commodity and the ones who succeed sale the product. The commodity portion of this business is the Auto, Home, Life, etc...It is the necessary intagibles that you must purchase by law or obligation. Read more »

Author: Omarr Guerrero

Why is the insurance industry attractive?

posted on October 29, 2009

In today's turbulent economic times, no career choice should be made lightly. It is important to have an open mind and explore all your options. As my Father-in-law once told me, "Don't take the first opportunity that is given to you". If you have never explored the insurance industry as a career choice then start today. The insurance industry is recession resistant! Your success is not based or subject to the market. Think about it...by law you must have auto insurance if you drive a vehicle and if you have a mortgage you must have homeowners insurance. Read more »

Author: Omarr Guerrero

Economic Review: Third Quarter 2009

posted on October 29, 2009

Economic Review: Third Quarter 2009   The market rally that began in mid-March, driving double digit equity returns in the second quarter, continued throughout the third quarter of 2009. Despite some volatility at the close of the three-month period ending September 30, 2009, the S&P 500 Index gained another 15.61%[1]. International returns were just as strong, with currency gains giving U.S. Read more »

Author: S. Todd Harris