The Patient Protection and Affordable Care Act (PPACA) is a federal statute signed into law on March 23, 2010.  The law includes numerous health-related provisions to take effect over a four-year period.  The changes include expanding Medicaid eligibility, subsidizing insurance premiums, providing incentives for businesses to provide health care benefits, prohibiting denial of coverage/claims based on pre-existing conditions, establishing health insurance exchanges, and support for medical research. The costs of these provisions  Read more »

    UNDERSTANDING OFFICE SUBLEASE LANGUAGE    When you

1.       Insurance is a one sided contract, you can cancel at anytime without penalty and will receive a prorated refund within 2 weeks.    2.       Auto & Home owners insurance should be shopped every yea Read more »

Oh the woes of networking!  Lots of time, money and poundage all in the pursuit of more business!  It’s the best thing and worst thing that’s ever happened to sales people. The allure is obvious: comfort and camaraderie of a group, promises of help and introductions, and more sales and revenue—OK, who did I lose with that last item?More often I hear people who are frustrated with the actual results they are getting from networking.  There are several issues at play. Read more »